At some point, you may be approached by an insurance agent selling annuities. They will tell you things like, “When the market goes up, you participate in the gains, but when the market goes down, you won’t lose anything.” The truth is, it doesn’t always work this way. There are several other truths I think you should know before buying an annuity that the insurance agent won’t tell you. These truths are some of the reasons why I don’t like annuities.
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