Privacy Policy for a Utah Registered Investment Advisor

Stonecreek Wealth Advisors, Inc. is a Utah Registered Investment Advisor firm. We are committed to safeguarding the confidential information of our clients because mutual trust is essential to the advisor-client relationship. Personal privacy is of our utmost importance to our clients. The following is our policy that describes how we treat your personal information. We welcome any comments or concerns.

Information We Collect From You
We collect non-public information from you, our client, to assist us in giving you appropriate investment advice. We collect non-public information about you from the following sources:

  • Information we receive from you on customer information/suitability forms, custody firm applications, clearing firm documents, annuity applications, or other forms, such as your name, address, date, and location of birth, marital status, gender, social security number, medical information, beneficiary information, investment goals, etc.
  • Information about your transactions with us or others such as investment amounts and types, deposit histories, tax information, accounting information, etc.

Third Parties With Whom We May Share Information
We do not disclose non-public information about our clients or former clients to anyone except as otherwise permitted by law. For example:

  • We may provide non-public information that we collect to nonaffiliated persons or entities involved in the underwriting, processing and servicing of securities products and services requested by you either directly with Stonecreek Wealth Advisors, Inc. or as received on your behalf from our network of Investment Adviser Representatives. We will not provide this information to any other nonaffiliated third parties unless we have a written agreement that requires such third party to protect the confidentiality of this information.
  • We may have to provide the above described non-public information that we collect to authorized persons or entities to comply with subpoena or summons by federal, state or local authorities and to respond to judicial process or regulatory authorities having jurisdiction over our Firm for examination, compliance or other purposes as required by law.

Confidentiality and Security of Your Non-Public Personal Information
We take all reasonable steps to assure the privacy of client information. For example:

  • We restrict access to non-public personal information about you to only those persons who need to know about that information in the normal course of processing advisory related products and services for you.
  • We maintain physical, electronic, and procedural safeguards that comply with state and federal standards to guard your non-public personal information.
  • If we become aware that an item of personal information may be materially inaccurate, we will make a reasonable effort to re-verify its accuracy and correct any error as appropriate.

Third-party linksWe do not include or offer third-party products or services on our website.Google

Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=enWe use Google AdSense Advertising on our website.Google, as a third-party vendor, uses cookies to serve ads on our site. Google’s use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy.

We have implemented the following:

 Remarketing with Google AdSense     
 Google Display Network Impression Reporting      
 Demographics and Interests Reporting      
 DoubleClick Platform Integration

We along with third-party vendors, such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website. Opting out:

Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising initiative opt out page or permanently using the Google Analytics Opt Out Browser add on.

California Online Privacy Protection Act
CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require a person or company in the United States (and conceivably the world) that operates websites collecting personally identifiable information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals with whom it is being shared, and to comply with this policy. – See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf
According to CalOPPA we agree to the following:
Users can visit our site anonymously.
Once this privacy policy is created, we will add a link to it on our home page or as a minimum on the first significant page after entering our website.
Our Privacy Policy link includes the word ‘Privacy’ and can be easily be found on the page specified above.
Users will be notified of any privacy policy changes:     

 On our Privacy Policy Page
Users are able to change their personal information:    

 By emailing us

How does our site handle do not track signals?We honor do not track signals and do not track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.Does our site allow third-party behavioral tracking?It’s also important to note that we do not allow third-party behavioral trackingCOPPA (Children Online Privacy Protection Act)

 Remarketing with Google AdSense     
 Google Display Network Impression Reporting      
 Demographics and Interests Reporting      
 DoubleClick Platform Integration

We along with third-party vendors, such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website. Opting out:
Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising Initiative opt-out page or permanently using the Google Analytics Opt-Out Browser add on.

California Online Privacy Protection Act

CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require a person or company in the United States (and conceivably the world) that operates websites collecting personally identifiable information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals with whom it is being shared, and to comply with this policy. – See more at http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf

According to CalOPPA we agree to the following:

Users can visit our site anonymously. Once this privacy policy is created, we will add a link to it on our home page or as a minimum on the first significant page after entering our website. Our Privacy Policy link includes the word ‘Privacy’ and can be easily be found on the page specified above.Users will be notified of any privacy policy changes:      

• On our Privacy Policy PageUsers are able to change their personal information:     
• By emailing us

How does our site handle do not track signals?

We honor do not track signals and do not track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.

Does our site allow third-party behavioral tracking?

It’s also important to note that we do not allow third-party behavioral tracking

COPPA (Children Online Privacy Protection Act)

When it comes to the collection of personal information from children under 13, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, the nation’s consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online.We do not specifically market to children under 13.

Fair Information Practices

The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.

In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur:

We will notify the users via email      

 Within 7 business days

We will notify users via phone call      
 Within 7 business days

We also agree to the Individual Redress Principle, which requires that individuals have a right to pursue legally enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.

CAN SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.

We collect your email address in order to:

 Send information, respond to inquiries, and/or other requests or questions.     

  Process orders and to send information and updates pertaining to orders.     

  We may also send you additional information related to your product and/or service.      

 Market to our mailing list or continue to send emails to our clients after the original transaction has occurred.

To be in accordance with CANSPAM we agree to the following:

 NOT use false or misleading subjects or email addresses.      

 Identify the message as an advertisement in some reasonable way.      

 Include the physical address of our business or site headquarters.      

 Monitor third-party email marketing services for compliance, if one is used.     

  Honor opt-out/unsubscribe requests quickly.      

 Allow users to unsubscribe by using the link at the bottom of each email.

If at any time you would like to unsubscribe from receiving future emails, you can email us at m.l@stonecreekwealth.com and we will promptly remove you from ALL correspondence.

Contacting Us

If there are any questions regarding this privacy policy you may contact us using the information below.www.stonecreekwealthadvisors.com11650 So. State Street, Suite 360

Draper, UT 84020United States801-545-0696