Who holds the money? Can you take my money?

No, we cannot take your money!

Your portfolio will be custodied at Charles Schwab Institutional.    Schwab has implemented safeguards to protect you and your financial assets.  Only you have authorization to pull or transfer money out of your account.  Any money leaving your account will only be sent directly to your address of record and in your name.  They will only let you change your address with written consent.  The institutional services team will verify your signature to the one they have on file.  We cannot take possession of cash or securities in any form at any time.