Disclaimer

Website Disclaimer
The information found on this website is not intended to be used as the sole basis of any investment, tax, or retirement decisions. The information found should be considered for educational use only. Our information provided is prepared for general circulation and has been prepared without regard to any one individual’s financial circumstances and objectives of persons who receive or obtain access to it.

Our information is presented on sources that we believe to be reliable. However, we do not make any representation or warranty, expressed or implied, as to the accuracy of our research, the completeness, or correctness or make any guarantee or other promise as to any results that may be obtained from using our information, nor any other person, shall have any liability whatsoever to any person for any loss or expense, whether direct, indirect, consequential, incidental or otherwise, arising from or relating in any way to any use of or reliance on our information contained therein.

Some discussions contain forward looking statements which are based on current expectations and differences can be expected. All of our information, including the estimates, opinions and information contained therein, reflects our judgment as of the publication or other dissemination date of the research and is subject to change without notice. Further, we expressly disclaim any responsibility to update such research.

Past performance is not a guarantee of future results. No one receiving or accessing our materials should make any investment decision without first consulting a competent financial advisor and conducting his or her own research and due diligence, including carefully reviewing any applicable prospectuses, press releases, reports and other public filings of any investment being considered. None of the information presented should be construed as an offer to sell or buy any particular investment or product. As always, use your best judgment when investing.

E-Mail Disclaimer
NOTICE: IRS Circular 230 notice:  Any tax advice contained herein was not intended or written to be used, and cannot be used, by you or any other person (i) in promoting, marketing or recommending any transaction, plan or arrangement or (ii) for the purpose of avoiding penalties that may be imposed under federal tax law.
To help protect your privacy, we strongly recommend that you avoid sending sensitive information, such as account numbers and social security numbers, via email.  Please be further advised that, pursuant to the Bank Secrecy Act, the USA PATRIOT Act, and similar laws, any communication in this email is subject to regulatory and supervisory review.