How to Make the Most of the New Year – Presented by Mark K. Lund, Financial Advisor in Utah
We can thank Julius Caesar for starting the new year on January 1st. In 46 B.C. he instituted a new calendar that would more accurately sync with the annual cycle of the sun. This Julian calendar was used throughout the western world for more than 1600 years, until Pope Gregory XIII replaced it with the
Don’t Let Emotion Drive Last Minute Holiday Overspending – Presented by Mark K. Lund, Financial Advisor in Utah
The holidays, especially Christmas, are supposed to be a time of joy and goodwill. But when you’re feeling the pressure to give a “significant” gift, not only are you the opposite of joyful, but that compulsion and the looming deadline can cause you to overspend. It’s one of the areas where emotions and financial behavior
Don’t Be Fooled by These 4 Big Retirement Myths – Presented by Mark K. Lund, Financial Advisor in Utah
At age 52, George Jerjian thought he was immortal. He was at the height of his career in marketing, having won an Emmy as a producer. Then his doctor gave him the bad news. He had terminal cancer with perhaps six months to live. Jerjian quit work immediately, an unplanned early retirement. But he survived
Considerations for Dipping Into Your Emergency Fund – Presented by Mark K. Lund, Utah Financial Advisor
The AP reported that a Euclid, Ohio woman called 911 to report a crime. She had ordered eight pieces of chicken at a KFC drive-thru but the restaurant had given her only four pieces.1 “I want my chicken,” the woman was heard telling a dispatcher. She then requested that law enforcement come to the restaurant
Ask Yourself, “Why Am I Reading This?” – Presented by Mark K. Lund, Financial Advisor in Utah
For most investors, 2022 was not a good year. Seemingly, week after week, the stock market was down.1 And to make matters worse, we endured the worst bond market in about 50 years. Meanwhile, the value of people’s portfolios was also being eroded by record inflation. These conditions had many investors wondering if there was
The Subsidy Is Running Out: Why Cheap Urban Amenities Aren’t So Cheap Anymore – Presented by Mark K. Lund, Financial Advisor in Utah
There’s an old business school joke about an entrepreneur who prices his widgets at half the cost of making them. “It’s true I’m losing money on every sale,” he explains, “But I’ll make up for it in volume.” Over the past decade this has seemingly been the business model of a host of tech-enabled companies.