When Early Retirement Doesn’t Meet Your Expectations – Presented by Mark K. Lund, Financial Advisor in Utah
At age 54, Jeanne Thompson was the perfect candidate for early retirement. She had the motivation: a demanding job that had left her feeling burned out. She had the financial wherewithal: a buyout offer from her employer. And she had the knowledge: as part of her job, she had helped people plan for retirement. Thompson
The Right Way to Think About Regret – Presented by Mark K. Lund, Financial Advisor in Utah
“Regrets, I’ve had a few But then again too few to mention”1 This memorable lyric from the song “My Way,” famously crooned by Frank Sinatra, describes what many consider to be the ideal way to look back on your life. It essentially says that the successful individual rarely makes mistakes. And when they do, they
Are your investments working for YOU?
As a rule, we want those involved in the investment process with us to be focused exclusively on maximizing the possibility of a successful investment experience. The potential merits of ESG investing could be debated ad nauseam. From an apolitical perspective, at Efficient, we have a practical preference to follow the long-standing evidence academia has
Why Taking Imperfect Action Can Be the Key to Success – Presented by Mark K. Lund, Utah Financial Advisor
You’ve probably heard the old sports adage “You miss 100% of the shots you don’t take.” It speaks to our tendency, when considering some important action, to wait until conditions are ideal and our chances of success are nearly guaranteed. We fear that if we try and fail, it will end our chances for success.
Laboring One Less Day: Will the Three-Day Weekend Become Standard? – Presented by Mark K. Lund, Utah Financial Advisor
This Labor Day, as we enjoy our extra day of leisure (or intense yard work for some), we should remember that the standard two-day weekend we take for granted is not even a hundred years old. In 1926, the Ford Motor Company began a revolutionary new work schedule, where employees were given both Saturday and
Why We Like to Think of Ourselves as Upper Middle Class – Presented by Mark K. Lund, Utah Financial Advisor
There’s no question that being perceived as poor is something to be avoided in our society. People are willing to spend more than they can afford on designer clothes, the latest phone, and a nice car to create the appearance of doing well. Not only does a below-average income put financial stress on an individual,
