Our Wealth Management Team

Our team is comprised of Investment Advisors, CPAs, Estate Planners, research professionals, and money managers, affording the firm comprehensive market exposure. Stonecreek advisors are resources to the financial media and have written articles for or been quoted in: The Wall Street Journal, The Salt Lake TribuneThe Enterprise Newspaper, The Utah Business Connect Magazine, Univision Online, Newsmax.com, Lovetoknow.com.  You may also have seen us on KUTV channel 2, or as a guest speaker at a local association or business.

This integrated experience, coupled with the fact that Stonecreek advisors invest in the same investment strategies that we recommend to our clients, re-enforces the firm’s conviction in its advice and process for selecting the most appropriate investment options, based on individual client needs.

THE WEALTH MANAGEMENT TEAM

Investments & Retirement Plans
_1040282Mark K. Lund 
is the firms founder, CEO and author of The Effective Investor.   He has written articles for or been quoted in: The Wall Street Journal, The Salt Lake Tribune, The Enterprise Newspaper, The Utah Business Connect Magazine, and Newsmax.com, just to name a few.  Mark publishes two newsletters called, “The Mark Lund Growth Report” and “Mark Lund on Money.”  Mark regularly provides CE (continuing education) courses for CPA’s.  You may also have seen him on KUTV channel 2, or as a guest speaker at a local association or business.  Mark’s focus is to help people with their investments and retirement plans.  In Mark’s spare time he enjoys riding his dirt bike, playing with his kids, fishing, reading, writing, and going on walks with his best friend, his wife.  To learn more about Mark please visit his personal website at www.TheEffectiveInvestor.com

Estate Planning
29333_NewImageMike Garrett
 advises clients on estate planning, probate, trust administration, charitable organizations and planned giving, individual and entity taxation, transactional work, and general business and corporate law matters.

His estate planning practice focuses on assisting high net-worth individuals with all phases of estate planning including creating of complex trusts, gifting, charitable giving, probate and guardianship issues, trust administration and disputes. He has represented small, medium, and large estates. In addition to drafting estate planning documents, developing gifting and comprehensive wealth transfer plans, filing probate documents, and preparing gift and estate tax returns, he assists clients in resolving family disputes, probate and trust litigation, and estate and trust administration matters. Additionally, he assists many estate planning clients in all aspects of charitable giving, including forming public charities, private foundations, charitable trusts, and other charitable tools, and he has represented many of the largest non-profit organizations in the region.  To learn more about Mike please visit his website at www.stoel.com

Tax Planning
Michele Baer graduated from University of Utah with a bachelor’s degree in accounting.  She is a CPA and started her career doing audit work for a local Utah CPA firm.  She has been preparing taxes for the last 6 years and is excited to be working at Incite Tax.  She looks forward to becoming acquainted with her clients and their businesses.  Her main goal is to help her clients run their businesses as efficiently as possible while paying the least tax legally allowed.  Michele is awaiting the arrival of her first grandchild.  She loves reading, solving crossword puzzles, and spending time outdoors. Michele Baer is not an employee of Stonecreek Wealth Advisors, Inc. but serves as a consultant as part of our network. To learn more about Michele please visit her website at www.incitetax.com 

Business Law
Ryan Snow
has more than 13 years of experience in business and law. He has founded several profitable startups, including a transportation and logistics company, a commercial finance factoring firm, a real estate title and escrow company and a heavy equipment financing organization. Ryan’s background gives him a rare perspective on the legal issues you and your business face.  To learn more about Ryan please visit his website at www.novaslaw.com

Property and Casualty Insurance
A
aron Taylor – focuses his business in the area of asset protection.  Has over 16 Years experience in multiple areas of insurance. 8 years with his current company. He received the JD Power’s prestigious Customer Service Excellences Award 7 out of 7 years.  Awards: Utah/Idaho Sales Agent of the month 2 times, All American 5 times, District sales leader 16 times, national Top Ten 1 time.  In his spare time he spends it with his family, in all type of recreation, motorcycling, camping. He is an avid athlete that enjoys playing just about any sport and exercise. To learn more about Aaron please visit his personal website.

Record Keeper
Aspire Financial Services, LLC. First and foremost, Aspire supports our strategic distribution partners by automating processes, delivering the latest technology, providing branded solutions, communicating on all levels and offering flexibility to make wise, cost-effective investment choices. We serve all stakeholders with the same high level of commitment—implementing the smartest retirement solutions to achieve goals across the board. Aspire is a retirement management solutions company that focuses on enabling our strategic partners. If you are successful, then we are successful. With this motto in mind  they have helped countless strategic partners build out robust offerings to achieve maximum success.  To learn more about Aspire Financial please visit their website at www.aspireonline.com

Custodian
Charles Schwab & Co. Schwab Institutional is a pioneering firm with a long history of working exclusively with independent financial advisors.  Schwab is the largest provider of dedicated custodial services to the independent investment advisor community, and offers investors a variety of advantages such as the convenience of local branches, specialized institutional trading, banking trust and pension services, cash management tools, and 24-hour online account access.  Schwab provides cost-efficient access to the wealth management and investment products our clients need, with the financial safety and security that is crucial in today’s economic environment.  Schwab is also a leader in technological innovation, which allows us to manage portfolios with efficiency and precision. Charles Schwab is not affiliated with Stonecreek Wealth Advisors, Inc.

The Academics Behind The Portfolios
Free Market Investing is the result of the work of many brilliant individuals. The concepts developed and proven by the best and brightest economic and academic minds have created the intellectual framework with which money managers evaluate the risks and rewards of their investments.

Eugene F. Fama, University of Chicago, Robert R. McCormick Distinguished Service Professor of Finance Professor. He is credited with founding both the random walk hypothesis and the efficient market hypothesis. He has published numerous articles and worked in collaboration with Kenneth French to define the Three-factor Model. Considered a giant in the field of financial economics, he is among the world’s most cited academics. Research activities focus on theoretical and empirical work on investments; price formation in capital markets; corporate finance, and the economics of the survival of organizational forms. Dr. Fama also serves as Director of Research at Dimensional Fund Advisors.

Harry M. Markowitz. Nobel Prize Winner, 1990. As a graduate student in economics at the University of Chicago, Dr. Markowitz first studied portfolio design and risk reduction in his paper, “Portfolio Selection, ” published in the 1952 Journal of Finance. Thirty-eight years later, he shared the Nobel Prize in Economic Sciences with Merton Miller and William Sharpe for developing the theory of portfolio choice, one of the primary concepts crucial to the development of Modern Portfolio Theory.

William F. Sharpe. STANCO 25 Professor of Finance, Emeritus at Stanford University’s Graduate School of Business. Sharpe was one of the originators of the capital asset pricing model (the device that gave Wall Street the concept of the “beta”), developed the Sharpe Ratio for investment performance analysis, the binomial method for the valuation of options, the gradient method for asset allocation optimizations, and returns-based style analysis for evaluating the style and performance of investment funds. He has written six books and received the Nobel Prize in Economic Sciences in 1990.

Merton H. Miller, (1923-2000). Nobel Prize Laureate, 1990. Miller’s illustrious academic career started at Harvard, where he graduated in 1943. He worked at the U.S. Treasury and Federal Reserve, then earned his Ph.D. from Johns Hopkins University in 1952. He taught at Carnegie Tech, where he met Franco Modigliani (Nobel Prize winner 1985) and together they made economic history with the”M&M theorem.” Miller’s work on the effect of firms’ capital structure and dividend policy on market price along with the work of Markowitz and Sharpe contributed to Modern Portfolio Theory, and earned him the Nobel Prize in Economic Sciences in 1990.

Myron S. Scholes. Stanford University, Frank E. Buck Professor of Finance at the Graduate School of Business and Senior Research Fellow at the Hoover Institution. Scholes earned his Ph.D.in 1969 from the University of Chicago, and became heavily involved with the Center for Research in Security Prices (CRSP). He has written and published many articles on his own and in collaboration with other highly regarded academics, including Merton Miller, Fischer Black, and the man who shared his 1997 Nobel Prize in the Economic Sciences, Robert C. Merton. Merton and Scholes were recognized for their work on the derivative pricing formula. Scholes also holds honorary doctorate degrees from three universities: University of Paris-Dauphine, McMaster University, and Katholieke Univesiteit Leuven.

Kenneth R. French is the NTU Professor of Finance at MIT’s Sloan School of Management. He is an expert on the behavior of security prices and investment strategies. His recent research focuses on tests of asset pricing models, the trade-off between risk and return in domestic and international financial markets, the cost of capital, and the relation between capital structure and firm value. French is a Research Associate at the National Bureau of Economic Research, an Advisory Editor of the Journal of Financial Economics, an Associate Editor of the Review of Financial Studies, and a past director of the American Finance Association. He has co-authored numerous papers and articles with Eugene Fama. In 1990, they sought to determine what sources of risk the market systematically rewards with higher returns. The result of their research is known as the Three-factor Model. He is also a key advisor for Dimensional Fund Advisors.

Source: matsonmoney.com