RSSCategory: Articles

Nov

17

The Market’s Wild Swings

What’s next as earnings season gets underway? During the past few weeks, volatility ruled Wall Street. In fact, stocks either fell or rose 1.5% or more on three consecutive trading days. That had happened only 54 times since 1928.1 What prompted these ups & downs? Several factors. The International Monetary Fund just cut its global […]

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Nov

3

Financial Considerations for 2015

Is it time to make a few alterations for the near future? 2015 is less than two months away. Fall is the time when investors look for ways to lower their taxes and make some financial changes. This is an ideal time to schedule a meeting with a financial, tax or estate planning professional. How […]

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Oct

27

Should You Buy the Dips?

Market retreats & corrections may herald opportunities. When stocks retreat, should you pick up some shares? If you like to buy and hold, it may turn out to be a great move. Buying during a downturn or a correction may seem foolish to many, but if major indexes sink and investors lose their appetite for […]

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Oct

13

Examining the Retirement Account Shortfall

Why aren’t we saving as much as we should? We know that qualified retirement plans and IRAs are prime long-range savings vehicles; we use them to accumulate assets and invest for the future. So why aren’t some of us amassing the retirement nest eggs that we should? Why did retirement account balances decline from 2010-13? […]

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Oct

6

Understanding Your Risk Tolerance

Do you recognize the major factors that may affect it? How’s your ability to withstand short-term losses? This is the question at the core of any discussion of risk tolerance. Some people are able to ride through turbulence in the financial markets with a shrug while others suffer headaches. Many investment professionals recommend that their […]

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Sep

29

That First RMD from Your IRA

What you need to know. When you reach age 70½, the IRS instructs you to start making withdrawals from your Traditional IRA(s). These IRA withdrawals are also called Required Minimum Distributions (RMDs). You will make them annually from now on.1 If you fail to take your annual RMD or take out less than what is […]

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Sep

22

Shattering the Myth that Women Aren’t Good with Money

A cottage industry of condescending books doesn’t address the real issue. Why do we cling to the myth that women don’t understand money as well as men? If you look at the personal finance books aimed at women over the past decade, some of the titles might convince you that women need “special help” when […]

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Sep

15

Why People Want Independent Financial Advice

In most cases, “independent” is better. Times have changed – and so have financial advisors. Today, people don’t want financial advice from a salesman. Instead, they want a relationship with a financial professional who is candid, trustworthy and thoroughly educated, and who provides personalized financial consulting for each client. That search often leads them to […]

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Sep

8

Less Protection for Inherited IRAs

They are no longer exempt from creditors & bankruptcy proceedings. A SCOTUS ruling raises eyebrows. On June 12, 2014, the Supreme Court ruled 9-0 that assets held within inherited IRAs by non-spousal beneficiaries do not legally constitute “retirement funds.” Therefore, those assets are not protected from creditors under federal bankruptcy statutes.1,2 This opinion may have […]

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Sep

2

What Beneficiaries Need To Know

What do you do when an account owner passes away? If your loved ones have invested, saved or insured themselves to any degree, you may be named as a beneficiary to one or more of their accounts, policies or assets in the event of their deaths. While we all hope “that day” never comes, we […]

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