RSSCategory: Articles

Aug

11

Couples Retiring on the Same Page

Agreeing about what you want from retirement is crucial. What does a good retirement look like to you? Does it resemble the retirement that your spouse has in mind? Is it at least roughly similar? The Social Security Commission currently projects an average retirement of 19 years for a man and 21 years for a […]

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Aug

4

The Question Marks Surrounding Wall Street Trading

What don’t we know about the way the markets work? In a perfect world, the financial markets would be entirely transparent and without mysteries. In this imperfect one, we have financial markets reliant on high-speed trading and dark pools, both of which are imperfectly understood. Thanks to the bestselling Flash Boys: A Wall Street Revolt […]

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Jul

28

FATCA: What It Is, How It Affects Investors

Offshore accounts are receiving a new level of scrutiny. The federal government implements new rules to fight tax dodgers. As of July 1, 2014, the Foreign Account Tax Compliance Act (FATCA) is in effect. FATCA requires something new of foreign financial institutions: they must now report any assets held by American citizens, U.S. “persons,” U.S. […]

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Jul

21

The 401(k) Amendment Period Is Here

Act now to make sure that your plan keeps up with new laws & regulations. The clock is ticking. Between now and April 30, 2016, 100% of 401(k) plans, profit sharing plans, and other tax-qualified plans that use an IRS-approved prototype plan document must be amended and restated.1 If this doesn’t occur by the above […]

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Jul

14

When a Windfall Comes Your Way

What do you do with big money? A first-world problem, and nothing more? Not quite. Getting rich quick can be liberating, but it can also be frustrating. Sudden wealth can help you resolve anxieties about funding your retirement or your children’s college educations, and newfound financial freedom can lead to time freedom – greater opportunity […]

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Jul

7

Classic Investing Mistakes

How many can you prevent yourself from making? Year after year, in bull and bear markets, investors make some all-too-common blunders. They have been written about, talked about, and critiqued at some length – and yet they are still made. You can chalk them up to psychology, human nature, perhaps even a degree of peer […]

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Jun

30

Why the Poor Q1 GDP Is No Big Deal

Economists aren’t alarmed. Investors shouldn’t be either. Blame it on winter, not the consumer. The second estimate of first-quarter growth arrived on May 29, and according to the Bureau of Economic Analysis there was no growth at all. For the first quarter in three years, the economy contracted: U.S. real GDP was revised down to […]

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Jun

23

The Economy Heads for Normal

A look at the fundamentals affirms the hunch. The stock market may be up and down this year, but America’s economic recovery seems to be proceeding at a decent pace. Anyone who wants some evidence of that can find it in some key fundamental indicators. Pessimists may counter: didn’t the economy grow just 0.1% in […]

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Jun

16

The Importance of TOD & JTWROS Designations

A convenient move that could ward off probate on your accounts TOD, JTWROS…what do these obscure acronyms signify? They are shorthand for transfer on death and joint tenancy with right of ownership – two designations that permit automatic transfer of bank or investment accounts from a deceased spouse to a surviving spouse. This automatic transfer […]

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Jun

9

Do Your Investments Match Your Risk Tolerance?

When was the last time you looked at the content of your portfolio? When turbulence hits Wall Street, are you stressed out? If you have taken on too much risk in your portfolio – which can happen through intention or inattention – stock market volatility may make you anxious. So from time to time, it […]

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