RSSCategory: Articles

Oct

5

Diversification, Patience and Consistency

Three important factors when it comes to your financial life. Regardless of how the markets may perform, consider making the following part of your investment strategy: Diversification. The saying “don’t put all your eggs in one basket” has real value when it comes to investing. In a bear OR bull market, certain asset classes may […]

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Sep

28

The Fed Decides to Wait

In a tough time for equities, it elects not to roil the markets. Recently the Federal Reserve postponed raising short-term interest rates. Citing “global economic and financial developments” that could “somewhat” impair economic progress and lessen inflation pressure, the Federal Open Market Committee voted 9-1 against a rate hike, with Richmond Fed President Jeffrey Lacker […]

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Sep

21

Keeping All This Volatility in Perspective

These recent ups & downs are reminiscent of past Wall Street swings. Fall might be anything but calm on Wall Street. Volatility is back, in a big way: the CBOE VIX has risen more than 105% since the end of July. Additionally, 11 of the 15 trading days ending September 9 were “all or nothing” […]

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Sep

14

Saving Early & Letting Time Work for You

The earlier you start pursuing financial goals, the better your outcome may be. As a young investor, you have a powerful ally on your side: time. When you start saving and investing for retirement in your twenties or thirties, you can put it to work for you. The effect of compounding is huge. Most people […]

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Sep

3

September is National Life Insurance Awareness Month

Is it time for Life Insurance or a review of your current insurance? Many younger Americans lack life insurance. A 2014 report from insurance industry analyst LIMRA found that only a third of Gen Y Americans have any life insurance coverage. In the same survey of 6,000 respondents, six in 10 Gen X and Gen […]

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Aug

31

The Long Ascent of the S&P 500

The index has overcome obstacle after obstacle through the years. No one knows what will happen tomorrow on Wall Street. Even the most esteemed analysts can only make educated guesses. As the old saying goes: past performance is not indicative of future results. All that said, the market has had many more positive years than […]

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Aug

24

Riding Out This Volatile Market

A major global selloff unfolds. Is a bottom near? When will the stock market stabilize? As the last trading week of August began, worried investors wondered just that. Gains for the major indices were hard to imagine at Monday’s opening bell, but few imagined the Dow Jones Industrial Average would drop 1,089 points as trading […]

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Aug

24

China’s Chaotic Market

As the world watches, the nation’s government tries to end the downturn. Investors worldwide worry about the state of China’s equity market. These fears have impacted Wall Street. The recent ups and downs of the Shanghai Composite (SSE) have been startling: the 16 trading sessions from June 17-July 9 included daily losses of 6.42%, 7.40%, […]

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Aug

17

Is Your 401K Plan on M.A.R.S.?

What is the minimum adequate rate of success for your 401K?  If you are the owner of a company and you sponsor a qualified retirement plan, such as a 401(k), I’d like to ask you to consider the following scenario: Imagine you are about to board an airplane at Salt Lake International Airport. Your destination […]

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Aug

10

You Could Retire…But Should You?

It might be better to wait a bit longer. Some people retire at first opportunity, only to wish they had waited longer. Thanks to Wall Street’s long bull run, many pre-retirees have seen their savings fully recover from the shock of the 2007-09 bear market to the point where they appear to have reached the […]

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