RSSCategory: Articles

Nov

30

Charitable Lead Trusts

How they work, how they may help you reduce taxes. Are you concerned about the inheritance taxes your heirs may have to pay? Then you may want to consider creating a charitable lead trust. A charitable lead trust is the inverse of a charitable remainder trust. While a CRT is structured to provide income to […]

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Nov

23

Comprehensive Financial Planning: What It Is, Why It Matters

Your approach to building wealth should be built around your goals & values. Just what is “comprehensive financial planning?” As you invest and save for retirement, you will no doubt hear or read about it – but what does that phrase really mean? Just what does comprehensive financial planning entail, and why do knowledgeable investors […]

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Nov

16

2016 Retirement Plan Contribution Limits

Tame yearly inflation means very little change. Over the past 12 months, consumer prices have increased very little. The latest Consumer Price Index (September) shows 0.0% yearly inflation and only 1.9% core yearly inflation. That means no cost-of-living adjustment for Social Security, and very few IRS adjustments to retirement plan contribution limits.1 Roth IRA & […]

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Nov

9

Dealing With Sudden Retirement

A Financial Planners perspective What if you are laid off or forced into retirement before 65, or even before 60? If that happens to you, what do you do in response now that the next phase of your life is starting sooner than you planned? As a first step, gauge where you stand financially. It […]

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Nov

2

A Financial Advisors Year-End Financial Checklist

A financial advisors six aspects to review, as the year draws to a close. The end of a year makes us think about last-minute things we need to address and good habits we want to start keeping. To that end, here are six aspects of your financial life to think about as this year leads into […]

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Oct

27

Using a Financial Advisor to help with an Inherited IRA

Items to consider before meeting with a Financial Advisor when, you inherit IRA assets. Be sure you understand your options. When the owner of an IRA passes away, his or her heirs must be aware of the rules and regulations affecting Inherited IRAs. Ignorance can lead straight toward a tax disaster. Please note that this is […]

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Oct

19

Retirement Blindspots

Some life & financial factors that can be overlooked. We all have a “blue sky” vision of the way retirement should be, yet it helps to plan for retirement with a little pragmatism. Fate may alter the course of our retirement in ways we do not currently anticipate. So as we plan for the next […]

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Oct

6

Why DIY Investment Management Is Such a Risk

Paying attention to the wrong things becomes all too easy. If you ever have the inkling to manage your investments on your own, that inkling is worth reconsidering. Do-it-yourself investment management is generally a bad idea for the retail investor for myriad reasons. Getting caught up in the moment. When you are watching your investments […]

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Oct

5

Diversification, Patience and Consistency

Three important factors when it comes to your financial life. Regardless of how the markets may perform, consider making the following part of your investment strategy: Diversification. The saying “don’t put all your eggs in one basket” has real value when it comes to investing. In a bear OR bull market, certain asset classes may […]

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Sep

28

The Fed Decides to Wait

In a tough time for equities, it elects not to roil the markets. Recently the Federal Reserve postponed raising short-term interest rates. Citing “global economic and financial developments” that could “somewhat” impair economic progress and lessen inflation pressure, the Federal Open Market Committee voted 9-1 against a rate hike, with Richmond Fed President Jeffrey Lacker […]

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