RSSCategory: Articles

Apr

6

2015: A Time for Patience

Don’t let the market’s jumps rattle your commitment to staying invested. What the market does today, it may not do tomorrow. That may seem elementary, but there are days, weeks, months, and even years when that investing lesson is ignored. Wall Street started 2015 with pronounced volatility, and in the opening six weeks of the […]

Continue Reading

Mar

29

2015 IRA Deadlines Are Approaching

Here is what you need to know. Financially, many of us associate April with taxes – but we should also associate April with important IRA deadlines. *April 1 is the absolute deadline to take your first Required Mandatory Distribution (RMD) from your traditional IRA(s). *April 15 is the deadline for making annual contributions to a […]

Continue Reading

Mar

22

Investing Internationally

If domestic stocks are performing well, why invest elsewhere? It’s easy to invest in something you are familiar with.  I think that is one reason investors are often found guilty investing a large portion of their 401k in their own company’s stock, or maybe they buy other companies’ stock within the same industry.  Similarly investors […]

Continue Reading

Mar

14

Why Well-Diversified Portfolios Have Lagged the S&P

Some investors have seen minimal returns compared to the benchmark. Diversification is essential, yet it comes with trade-offs. Investors are repeatedly urged to allocate portfolio assets across a variety of investment classes. This is fundamental; market shocks and month-to-month volatility may bring big losses to portfolios weighted too heavily in one or two classes. Just […]

Continue Reading

Mar

8

Financial Fraudsters Preying on Boomers & Elders

If something sounds too good to be true, guess what: it probably is. If you are in or near retirement, it is a safe bet that you would like more yield from your investments rather than less. That truth sometimes leads liars, scammers and fraudsters to pitch any number of too-good-to-be-true “investment opportunities” to retirees. […]

Continue Reading

Mar

1

Mark Lund Presents 4 Money Blunders That Could Leave You Poorer

A “not-to-do” list for the new year & years to follow. How are your money habits? Are you getting ahead financially, or does it feel like you are running in place? It may come down to behavior. Some financial behaviors promote wealth creation, while others lead to frustration. Certainly other factors come into play when […]

Continue Reading

Feb

21

What’s Your Financial Health Score?

Can a 5-question test predict how wealthy you will become? In the future, will you become wealthier or poorer? Who knows, right? It seems like you would need a crystal ball to really answer that question given life’s up and downs. What if the answer is right in front of you? What if you can […]

Continue Reading

Feb

16

Yes, Young Growing Families Can Save & Invest

It may seem like a tall order, but it can be accomplished. Plan to put yourself steps ahead of your peers. If you have a young, growing family, no doubt your to-do list is pretty long on any given day. Beyond today, you are probably working on another kind of to-do list for the long […]

Continue Reading

Feb

7

What’s Fueling the Drop in Oil Prices?

How long will it last? Who wins & loses from it? On the New York Mercantile Exchange, a barrel of light sweet crude is currently worth well under $60. Prices have dropped more than 25% in a month and almost 45% year-over-year. What is behind this free-fall? How long will prices keep dropping, and who […]

Continue Reading

Feb

2

The Solo 401(k)

A retirement savings vehicle designed for the smallest businesses. A solo 401(k) lets a self-employed individual set up a 401(k) plan combined with a profit-sharing plan. You can create one of these if you work for yourself or if you own a small business with just 1-2 full-time employees including yourself (the second FTE must […]

Continue Reading