RSSCategory: Articles

Feb

22

Sandy City resident asks, “Why Should We Stay in Stocks in 2016?”

One bad trading day is not the year. The stock market has wavered recently. A lackluster year just ended, and this year has started inauspiciously. You may be wondering … should you really be invested in stocks right now? Yes, you should be. In moments like these, investors should not panic and overreact to the […]

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Feb

15

Making and Keeping Financial Resolutions

What you might do (or do differently) in the months ahead? How will your money habits change in 2016? What decisions or behaviors might help your personal finances, your retirement prospects, or your net worth? Each year presents a “clean slate,” so as one year ebbs into another, it is natural to think about what […]

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Feb

8

Smart Financial Moves in Your 20s, 30s, 40s & 50s

What might you think of doing when? If you had a timeline of the financial steps you should probably take in life, what would it look like? Answers to that question will vary, but certain times of life do call for certain financial moves. Some should be made out of caution, others out of opportunity. […]

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Feb

1

Are Gen Xers Planning for Retirement the Right Way?

Some are planning wisely, but others are beset by mistakes. Generation X has become the new “sandwich” generation. Many Americans born during the years 1965-80 are finding themselves caring for aging parents and growing kids at once, with little time to devote to their personal finances or their retirement planning. Broadly speaking, that time shortage […]

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Jan

25

South Jordan residence ask, “When Will Stocks Stabilize?”

South Jordan residence ask, “How deep will this correction ultimately be?” January may prove to be the worst month for stocks in eight years. The S&P 500 just corrected for the second time in five months.1,2 If a bear market is truly on the horizon, it may not last very long – the 12 bear […]

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Jan

18

The Lottery Is No Retirement Plan

Pay yourself first instead, with your future in mind. Powerball fever swept across America last week, with a record jackpot of $1.5 billion eventually being split by three winners in the January 13 drawing. Millions lined up for lottery tickets, hoping to realize their dreams of being rich, independent, and carefree.1,2 This infinitesimal chance at […]

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Jan

11

China’s Stock Market Turmoil

Can U.S. shares hold up in the wake of January’s shocks? On January 7, China halted stock trading for the second time in four days. The benchmark Shanghai Composite sank 7.0% on January 4 and dropped 7.3% three days later, both times activating a new circuit-breaker rule that stopped the trading session.1 Markets worldwide fell […]

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Jan

4

The Pros & Cons of Roth IRA Conversions

What are the potential benefits? What are the drawbacks? If you own a traditional IRA, perhaps you have thought about converting it to a Roth IRA. Going Roth makes sense for some traditional IRA owners, but not all. Why go Roth? There is an assumption behind every Roth IRA conversion – a belief that income […]

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Dec

28

Terrorism & the Financial Markets

Wall Street has the potential to recover quickly from geopolitical shocks. The worst terrorist attack in Europe since 2004 has rattled governments and investors. The French government has closed the nation’s borders and placed thousands of soldiers on the streets of the country’s major cities.1 As an anxious world watches the response of France (and […]

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Dec

21

Sandy City residence ask, “How Can Gen Xers Can Get Their Retirement Saving Back on Track?”

Steps that may help Sandy City residence address a savings shortfall. Were you born within the years 1965-1980? That makes you a member of Generation X, and it means you are between ages 35-50. Gen Xers now constitute “the sandwich generation” – how time flies.1 Broadly speaking, GenX is the first generation that has had […]

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